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Monthly review

Stock analysis and fund commentary
as at 31 July 2008

Markets continue to be extremely challenging as many officially entered bear market territory during the month. Apparently, a bear market is one which has retraced 20% from its peak. However, whether technically in a bear market or otherwise, investors have been whiplashed over the last few months and risk appetite is unsurprisingly at very low levels. Our experience is that bear markets progress down a relatively well defined path culminating in capitulation towards the end of the cycle. The general market has not got to capitulation levels as yet and therefore any rallies are likely to be temporary.

However, the investment trust sector appears again to be running ahead of the general market with many funds now at capitulation levels. Discounts on many asset classes are at extreme levels with property, private equity and smaller companies at levels not seen since the dark days of 2001-3. Although these discounts appear attractive, it would be foolish to assume that there will be a material recovery in the short term.

Although there are opportunities all over the place, we remain cautious and only make additions to the Fund where we are confident of the underlying fundamentals.

Cash & Fixed Interest

With current uncertainty over the direction of domestic inflation and therefore interest rates we are deliberately avoiding the bond market for the time being, preferring high interest cash deposits from a range of UK banks.

Portfolio Analysis

The Fund’s portfolio is structured into five broad themes. Specialist investments include those exposed to specific industries or areas such as Eastern Europe or emerging markets. Property exposure is concentrated in emerging Europe and the less mature areas of developed Europe. Hedge funds represent exposure less dependent on stockmarket direction. Funds with investments in resources cover a broad range of commodities both in exploration and production. Private equity exposure is targeted towards those funds in the realisation phase of the private equity cycle.



Cumulative Performance - % change

One month

2008 yr to date

One year

Three years

Five years

Since launch

%

%

%

%

%

%

SVM Balanced Managed Fund A

-5.3

N/A

N/A

N/A

N/A

-3.3

Benchmark Index

-2.1

N/A

N/A

N/A

N/A

-8.9

Source: Lipper Hindsight, Balanced Managed, mid to mid, UK net, since launch to 31/07/2008. The Fund was launched on 15 May 2008. Past performance should not be seen as an indication of future performance. The value of an investment may fall as well as rise and investors may not get back the amount originally invested. Currency movements may cause the value of your investment to fall as well as rise. All performance data refers to the Retail share class.


SVM Asset Management Limited is registered in Scotland (Number 125817) with its registered office at 7 Castle Street, Edinburgh EH2 3AH United Kingdom and is authorised and regulated by the Financial Services Authority. The information contained in this website has been issued and approved by SVM Asset Management Limited. The information on this website is directed only to eligible investors. Please satisfy yourself that you are eligible to make such investments before accessing this information.

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© 2008 SVM Asset Management.