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Quarterly review

Stock analysis and fund commentary
as at 30 June 2008

The Fund continues to be in line to be fully encashed by the end of July. Indeed at the end of June, there were only 88 policies representing fewer than 7% still to mature. All bar a handful have already informed us of the maturity proceeds so there is a high degree of confidence that the policies will mature as forecast. The net asset value inched ahead in the quarter to stand at 165.62p at the end of June. The share price continues to lag behind at around 160p with an anomalously wide spread of 156 – 163p indicating that the marketmakers are reluctant to trade.

In order to protect investment trust status, the Fund’s liquidity has been divided between short dated UK Government Securities and short term Sterling deposits with large well financed depositors. The blended interest rate is approximately 5%.

The Manager’s forecast terminal asset value is currently estimated to be approximately 170 pence per share as at the end of 2008. With all policy proceeds planned to have been received by the end of the third quarter, it is the current intention to convene a shareholders’ meeting early in the fourth quarter in order to return money to shareholders as soon as possible thereafter and well before the year end.


Life Office Analysis

%

Closed Funds

72.9

Mutual Offices

19.7

Possible Inherited Estates

1.3

Other Proprietary Offices

6.2

Total

100.0


Top ten holdings

%

Standard Life

1.3

Scottish Provident

0.5

Prudential

0.3

Prudential (Scottish Amicable)

0.2

Aviva (Norwich Union)

0.1

Scottish Life

0.1

Windsor Life

0.1

0.0

0.0

0.0

0.0

0.0

0.0

TOTAL

2.6


Percentage growth year on year to 30 June

% Change

2008

2007

2006

2005

2004

LOOT Share Price

13.3

10.0

26.7

11.6

6.5

LOOT NAV

8.6

15.7

7.9

1.9

-6.5

Source: SVM/Lipper Hindsight, CR - capital return, to last quarter end 30/06/2008. Past performance should not be seen as an indication of future performance. Stockmarkets and currency movements may cause the value of an investment and the income from it to fall as well as rise and investors may not get back the amount originally invested.The company is highly geared in that it has borrowed money, which has been used to make further investments in with-profit policies. In a rising market, this gearing can enhance returns to shareholders. Correspondingly, if the market falls, losses may be greater. Hence, to produce a benefit to shareholders, the level of gearing needs to be carefully judged and monitored. The information in this document does not constitute or contain an offer or invitation for the sale or purchase of any shares in the Fund in any jurisdiction, is not intended to form the basis of any investment decision and does not constitute any recommendation by the Fund, its directors, agents or advisers.


SVM Asset Management Limited is registered in Scotland (Number 125817) with its registered office at 7 Castle Street, Edinburgh EH2 3AH United Kingdom and is authorised and regulated by the Financial Services Authority. The information contained in this website has been issued and approved by SVM Asset Management Limited. The information on this website is directed only to eligible investors. Please satisfy yourself that you are eligible to make such investments before accessing this information.

We draw your attention to the Important Legal and Regulatory Information page which you will be deemed to have read and understood if you proceed to access information on this website.


© 2008 SVM Asset Management.